Financial Education/Retirement Security (U.S.)
Financial stress impacts productivity, job performance, ability to focus at work and staff turnover. Help your participants learn the basic tools, habits and behaviors needed to achieve financial goals. Find financial education and retirement security program support in the resources listed below.
Understanding Social Security
The impact of Social Security is far-reaching. Since its enactment in 1935, Social Security has become a primary means of funding retirement for many workers and their beneficiaries. This course is designed to help both employers and individual workers understand eligibility requirements, funding processes and ways to maximize benefits in anticipation of applying for Social Security or Social Security Disability Insurance (SSDI).
Learn MoreFinancial Skills for Life: An Introduction to Personal Finance
Young workers have a lot to learn. Not only are they acquiring new job skills, but it may be the first time many of them have been offered benefits or earned a substantial paycheck. This approachable online course will help new workers build solid personal finances. It highlights the issues they should consider as they are getting started in their jobs and provides helpful tools for the future.
Learn MoreDOL Developments for Retirement Plans
The session will address significant DOL developments in 2024 relating to qualified retirement plans. Stay up to date on the DOL activities that will impact your retirement plan this year and going forward.
Takeaways:
- Understand the final retirement security rule, how it will impact fiduciary status and the future of any ongoing legal challenges.
- Recognize opportunities for participants under the automatic portability rules.
- Know the current status and future prospects of the DOL’s lost and found website for missing retirement savings.
SECURE 2.0 Act—Get the Most out of Your Plan
The SECURE 2.0 Act was signed into law in December 2022. The law now offers employers:
• The ability to include student loan benefits in plans
• Tools to help employees establish an emergency savings account
• Ways to increase catch-up contributions for near-retirees
• Expanded tax credits for new retirement plans
• A government incentive program that provides additional matching contributions to low-income workers
• And so much more!
Workplace Wellness and Financial Education Programs: 2022 Survey Results
Workplace wellness programs have grown to include benefits that address workers’ mental health, financial health, growth and purpose. Physical health-related offerings like flu shots and health risk assessments remain popular but the meaning of wellness initiatives has been expanding.
View ReportRetirement 101
Select from a defined benefit plan, defined contribution plan or a plan for public employees. Find out more about what each plan is, how much money you will get and when, different scenarios, and who pays for your benefits. This is the perfect tool to share with plan participants wanting to learn more about the power of their retirement plan.
Use ToolArticles
- Custom-Built: Designing a Financial Wellness Program That Fits the Needs of Your Workforce (Benefits Magazine, July/August 2024)
- How Not to Get Lost in Translation With Global Financial Wellness (Benefits Magazine, March/April 2024)
- The Long Hike to Retirement: Equipping DC Plan Participants for Financial Success (Benefits Magazine, March/April 2024)
- Meeting the Needs of a Diverse Workforce: Designing an Emergency Savings Program (Benefits Quarterly, Second Quarter 2024)
- Challenges Facing U.S. Families: Areas for Employee and Retiree Benefit Innovations (Benefits Quarterly, Second Quarter 2024)
- What's Working: Financial Wellness Matters in Johnson County, Kansas (Benefits Magazine, March/April 2024)
- The Long Hike to Retirement: Equipping DC Plan Participants for Financial Success (Benefits Magazine, March/April 2024)
- How Not to Get Lost in Translation With Global Financial Wellness (Benefits Magazine, March/April 2024)
- Supporting Lower Income Employees (Benefits Magazine Extra, February 2024)
- Thinking About the Future of Retirement (Benefits Quarterly, First Quarter 2024)
- Living to 100: Strategic Benefits Planning for Employers (Benefits Quarterly, Fourth Quarter 2023)
- Beyond Retirement: Employer Strategies for a Productive Aging Workforce (Benefits Quarterly, Fourth Quarter 2023)
- Reinventing Retirement in an Age of Longevity (Benefits Quarterly, Fourth Quarter 2023)
- Understanding and Improving Choices at and During Retirement (Benefits Quarterly, Third Quarter 2023)
- 7 Questions to Ask Before Rebooting Your Financial Wellness Plan (Benefits Magazine Extra, June 2023)
- Conversation with Tim Geddes (Benefits Magazine, July/August 2023)
- Addressing Financial Fragility in the Workplace (Benefits Magazine, March/April 2023)
- Assessing Public Pension Plan Objectives (Benefits Magazine, January/February 2023)
- Hostile Takeover? The Anatomy of a Workplace Revolution (Benefits Quarterly, First Quarter 2023)
- When We All Have Access: The U.S. Retirement Ecosystem of the Future (Benefits Quarterly, First Quarter 2023)
Additional Resources
- InfoQuick - Retirement Security and Planning: Financial Education/Retirement Security - Survey Data
- InfoQuick - Retirement Security and Planning: Financial Literacy/Retirement Planning
- Legislative Tracker
- Regulatory Updates
- Sample Documents
- Financial Wellness and Education in the Workplace: Strategies and Best Practices
Videos
Podcasts
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