Plans & Trusts: September/October 2024

Proxy discrimination can influence access to and pricing of employee benefit plans, hindering employers’ efforts to provide comprehensive benefits in more diverse workplaces. The authors examine how proxy discrimination may be adversely affecting minority groups in their interaction with the insurance industry.

As the aging population continues to grow, this demographic shift will greatly impact organizations and the overall economy, necessitating proactive support for employed caregivers. Employers that provide benefits to address caregiving-related health and wellness issues can minimize costs while fostering a supportive workplace culture.